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Use the Cash Accumulated in your RSP
Perhaps you would like to swap eligible investments owned outside yourRSP for cash built up inside the plan.
That’s easily done with a self-directed plan, and generally speaking, there are no tax consequences since this amounts to an exchange. Note however, that if the fair market value of the securities held outside the plan exceeds their purchase price at the moment the swap is made, this will give rise to a taxable capital gain.
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